Bankruptcy Lawyer Serving St. Petersburg, Florida

Why Chapter 13 Bankruptcy?

If you are considering filing for bankruptcy or are facing foreclosure, it is important to understand the specific advantages that Chapter 13 bankruptcy may have to offer. Although Chapter 7 is more common and is often what debtors consider when seeking debt relief, there are particular situations where Chapter 13 will be the better option. Not only that, not all debtors will qualify to file a Chapter 7 bankruptcy due to the means test.

At Leavengood & Nash, we are dedicated to helping debtors throughout Florida with their bankruptcy needs. We have offices in Clearwater, St. Petersburg, Tampa and Sarasota to better serve you, and when you work with a lawyer at our firm for your Chapter 13 bankruptcy, you can rest assured that we will apply our resources and knowledge to helping you experience all of the benefits this type of bankruptcy has to offer:

• Stop foreclosure proceedings - with a Chapter 13 bankruptcy, you have the opportunity to stop the foreclosure of your home and then repay delinquent payments and late fees with your repayment plan. As long as you remain current with your Chapter 13 payments, you should be able to keep your home.
• Stop creditor harassment and all debt collection efforts against you - once you file for bankruptcy, all debt collection efforts against you must cease immediately. This means you can finally experience relief from constant contact from creditors and even pending debt collection lawsuits.
• Co-signers are protected under Chapter 13 - if a family member or close friend co-signed for you on any debt that is now delinquent, filing a Chapter 7 bankruptcy may place them in danger of being held liable for the debt. This is not the case with a Chapter 13 bankruptcy, which offers co-signers protection from debt collection efforts during the extent of your repayment plan.
• Discharge eligible debt - once you finish your repayment plan, all remaining unsecured debt will be discharged. Finally, you can get the fresh start you need.

Attorney for Chapter 13 Bankruptcy in St. Petersburg, Clearwater and Tampa

If you are considering bankruptcy and need legal guidance and representation, you have come to the right place. For a free review of your case, contact a St. Petersburg Chapter 13 bankruptcy attorney at our law offices today.